Update on 'that kid' and mortgage
Thanks to all those who wrote to suggest what I needed to do with that kid at kinder. After watching him again the next day, and giving it much thought myself, I've come to a conclusion that the kid is just behaving badly because he has no sense of boundaries. And his parents have a huge part to play in this. He needs to know what boundaries are before he can learn not to cross them. I can see while I was there the next day, that the teachers do give him a hard time - taking him away from play time, separating him from other kids, and even empowering the other kids to stand firm and tell him to stop if R starts behaving badly. And in that short 1/2 hour I was there, the kid was told at least a dozen times, by different teachers and different kids, not to do this, not to do that, or "STOP because I don't like it" .... I think it will be a long and tedious journey for this child to learn the right things from the wrong. I just hope that his parents won't undo all the good he learns at kinder.
We are now going through paper work to officially apply for a mortgage loan from ANZ Bank. They have given us the verbal OK, but then again that's what our last bank did too. Pfftt!!!! After the last decline from our long-time bank, which I later found out from hubby, that he has actually been with them for over 20 years, we are only crossing our fingers that this official application will be successful.
I have scrapped two layouts this week! What an achievement!!!!! LOL... a layout for Blue Bazaar's portal (homepage) this week, and a Guest Designer layout for a Dare blog which I cannot reveal until they put it up. So for the time being, here's the layout I did for Blue Bazaar's portal. The theme was Flowers, Leaves and Nature.
The Beauty of Hand-picked flowers... it has YOU in them.
This was a photo swap with another lady from Blue Bazaar's forum, Toni. I had to pick this photo because I just thought it had so much spontaneity in it! It will be a photo that this kid will laugh about when he grows up.
Ride On
The following two layouts are published in For Keeps #54.
Always here for you
Close-up shot.
Hands Off!!
I'll post another entry when the Dare Blog is up.
Have a good week!
We are now going through paper work to officially apply for a mortgage loan from ANZ Bank. They have given us the verbal OK, but then again that's what our last bank did too. Pfftt!!!! After the last decline from our long-time bank, which I later found out from hubby, that he has actually been with them for over 20 years, we are only crossing our fingers that this official application will be successful.
I have scrapped two layouts this week! What an achievement!!!!! LOL... a layout for Blue Bazaar's portal (homepage) this week, and a Guest Designer layout for a Dare blog which I cannot reveal until they put it up. So for the time being, here's the layout I did for Blue Bazaar's portal. The theme was Flowers, Leaves and Nature.
The Beauty of Hand-picked flowers... it has YOU in them.
This was a photo swap with another lady from Blue Bazaar's forum, Toni. I had to pick this photo because I just thought it had so much spontaneity in it! It will be a photo that this kid will laugh about when he grows up.
Ride On
The following two layouts are published in For Keeps #54.
Always here for you
Close-up shot.
Hands Off!!
I'll post another entry when the Dare Blog is up.
Have a good week!
3 Comments:
These layouts are incredible Michelle!!! Gorgeous - gorgeous - gorgeous!!! Can't wait to see what dare site it is!!!!
Best of luck with the mortgage! We had been with NAB all our banking life and when it came time to look for a loan for the Units we are building they declined us. It was the ANZ that we ended up going with and they have been great!
gorgeous layouts, mich.
ANZ should come to the party they have been good to us I hope they are to you guys too
Stunning stunning los my dear :)
TC
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